Accurate tools · Built for India · FY 2026-27 ready

Plan every rupee with clarity,

confidence and speed.

YourFinMath brings together EMI, SIP, tax, salary, savings and retirement calculators in one polished workspace — as trustworthy as your best fintech product.

Explore calculators How it works
35+
Calculators
100%
Free
FY 26-27
Tax Updated
Zero
Signup Needed

Plan smarter with the right tools

Live inputs
Calculators 35+
Avg. setup time Under 30 sec
Signup required Zero
Best for Everyday money
Loan planning Home, car and personal EMI checks with quick tenure clarity.
Investment planning SIP, lump sum, CAGR and goal planning for long-term wealth.
Tax & salary Estimate take-home, compare regimes, review tax impact.
Accurate by design Instant formula-driven outputs for EMI, SIP, tax, salary and long-term planning scenarios.
Built for trust Premium fintech styling, clean inputs and no friction around your financial tasks.
Fast decision support Compare scenarios, tune assumptions and move from uncertainty to clarity in minutes.
Privacy-first All calculations run in your browser. No data leaves your device. No account needed.

Choose a planning category

Move between calculators like a premium product suite — from home loans and taxes to FIRE and emergency savings.

35+ live calculators

Financial calculators that feel product-grade

Every module below is tuned for quick planning, visual clarity and stronger confidence in the final result.

No signup. Instant results.
🏠
Loans & EMI
🏠
Most Used
Home Loan EMI
Calculate monthly EMI, total interest & savings with prepayment
₹
% p.a.
—
Compare Home Loan rates — Bankbazaar, HDFC, SBI →
🚗
Popular
Car Loan EMI
Monthly payment, total cost & best tenure for your car loan
₹
% p.a.
—
Get best car loan offers — HDFC, ICICI, Kotak →
💸
Popular
Personal Loan EMI
Instant EMI & total cost for personal loans
₹
% p.a.
—
✅
New
Loan Eligibility
How much loan can you get based on your salary?
₹
₹
%
—
💰
Prepayment Savings
How much interest do you save by prepaying your loan?
₹
%
₹
—
📈
Investment & SIP
📈
Most Used
SIP Returns Calculator
Grow wealth with systematic investment — see the magic of compounding
₹
% p.a.
—
Start SIP today — Zerodha, Groww, Angel One →
💎
Popular
Lumpsum Investment
What will your one-time investment grow to?
₹
% p.a.
—
⬆️
New
Step-Up SIP
Increase your SIP every year as your salary grows
₹
%
%
—
📊
CAGR Calculator
Find compounded annual growth rate of any investment
₹
₹
—
🎯
Popular
Goal-Based SIP
How much to SIP monthly to reach your financial goal?
₹
%
—
🏦
Savings & Fixed Income
🏛️
Popular
FD Calculator
Fixed deposit maturity with compounding frequency options
₹
%
—
📅
RD Calculator
Recurring deposit maturity and interest earned
₹
%
—
📜
Popular
PPF Calculator
Public Provident Fund maturity with current 7.1% rate
₹
%
—
🏢
New
EPF Calculator
Employee Provident Fund maturity at retirement (8.25% rate)
₹
₹
%
—
🎖️
NPS Calculator
National Pension System corpus & monthly pension estimate
₹
%
%
—
⏳
Savings Lifespan
How long will your retirement corpus last at your withdrawal rate?
₹
₹
—
📋
Tax Calculators — FY 2026-27
📋
Updated
Income Tax — New Regime
FY 2026-27 · ₹12L tax-free · Standard deduction ₹75,000
₹
₹
—
⚖️
Popular
Old vs New Regime
Which tax regime saves you more money?
₹
₹
₹
—
🧾
Popular
GST Calculator
Add or remove GST — inclusive & exclusive both ways
₹
—
🏘️
HRA Exemption
Calculate tax-free House Rent Allowance under old regime
₹
₹
₹
—
📉
New
Capital Gains Tax
STCG & LTCG tax on stocks, mutual funds & property
₹
₹
—
💼
Salary & Personal Finance
💼
Most Used
In-Hand Salary
CTC to take-home — exact monthly breakdown after PF & tax
₹
₹
—
🎖️
Gratuity Calculator
Final gratuity payout after 5+ years of service
₹
—
📊
Inflation Impact
What is ₹10 lakh today worth in the future after inflation?
₹
%
—
🏠
Popular
Rent vs Buy Decision
Should you rent or buy a house? Real numbers, no bias.
₹
₹
%
%
—
🔥
New
FIRE Number Calculator
How much do you need to retire early? (Financial Independence)
₹
%
%
₹
—
💳
Credit & Debt Management
💳
Popular
Credit Card Interest
True cost of paying minimum due & when you'll be debt-free
₹
%
₹
—
🎯
Debt Payoff Calculator
How fast can you get debt-free and how much interest saved?
₹
%
₹
—
🔮
"What If?" Money — Viral & Shareable
☕
Viral
Chai / Coffee Habit Cost
What does your daily chai really cost over 10 years invested?
₹
%
—
🌱
Viral
Start at 22 vs 32
The 10-year head start — see how much more wealth you build
₹
%
—
💬
Salary Negotiation ROI
How much does a salary hike of ₹10,000/month mean over your career?
₹
%
—
🆚
New
Freelancer vs Salaried
Net income after tax & benefits — which pays more in India?
₹
₹
₹
—
✕2
Rule of 72
How many years to double your money at any interest rate?
—
🏆
New
Savings Goal Planner
How long to reach any savings goal — or how much to save monthly?
₹
₹
%
—
Finance Knowledge

From the YourFinMath Blog

Plain-language guides that make money decisions easier.

View all articles →
⚖️
📋 Tax · FY 2026-27

Old vs New Tax Regime — Which Saves You More?

Real examples for ₹8L, ₹12L, ₹15L and ₹20L income. Know your answer in 5 minutes.

📅 May 2026⏱ 6 min read
📈
📈 Investing

SIP vs Lumpsum — Which Grows More in 10 Years?

A data-driven comparison with real compound growth numbers.

Coming Soon
💼
💼 Salary

₹10L, ₹15L, ₹20L CTC — Your Actual In-Hand Salary

What actually hits your bank every month — broken down clearly.

Coming Soon
Trusted by thousands

Designed to earn trust before it asks for a click.

YourFinMath is built to feel clear, dependable and genuinely useful the moment someone lands on the page.

"I could estimate my EMI, compare SIP growth and understand the tax impact in one session. The experience feels calm, premium and easy to trust."
SP
Siddharth P.
Software Engineer, Pune
"The results are instant, inputs are simple, and the layout makes even complex money decisions feel manageable. It feels like a real fintech product."
AR
Ananya R.
Product Manager, Bengaluru
"Finally a calculator site that doesn't look like it was built in 2008. Clean, fast, and gives me all the tools I need in one place. Worth bookmarking."
KM
Kartik M.
Chartered Accountant, Mumbai
Have questions?

Frequently asked questions

Everything here is designed to reduce hesitation and help visitors feel confident using the calculators for important financial decisions.

Are these calculators free to use?

Yes. YourFinMath gives users instant access to 35+ finance calculators without signup, so they can plan important decisions without friction or hidden paywalls.

Can I trust the results for day-to-day planning?

The calculators are built around consistent formula-based logic to help users estimate EMIs, returns, taxes and take-home salary quickly. They are ideal for planning, comparison and shortlisting next steps.

Is my financial information private?

Yes. This version works directly in the browser and does not require an account, which helps create a simpler and more privacy-friendly experience for users exploring personal financial numbers.

Is this useful only for investors?

No. YourFinMath is useful for home buyers, salaried employees, freelancers, families building savings, and anyone comparing money decisions across loans, taxes, investments and future planning.

Are the tax and planning tools relevant for India?

Yes. The experience is written for Indian users and includes calculators for income tax (FY 2026-27), GST, salary, PPF, EPF, NPS, EMI and other common financial decisions in India.

Why does the site feel product-focused instead of blog-like?

Because trust grows when the experience is clean, fast and predictable. The design is intentionally structured like a premium fintech product so users can focus on decisions, not distractions.

Your finances are waiting

The smartest financial decision
starts with clarity.

Join thousands of Indian IT professionals, students, and families who are making smarter money moves with YourFinMath.

Start Planning Free Learn how it works
⚡ Start now Open the calculators